How to be more minimalist (on a budget)
Very Fine Dance Shoes sandals, Hipstik pantyhose, Dooney and Brouke snake print top handle bag, Rebecca Collins necklace, silver gemstone thin belt (all own), dress c/o Coolibar and sunglasses c/o Eagle Eyes

Disclosure: This post is sponsored. However, all opinions are my own and as usual 1005 honest.

Studies show that clutter, impulse buys and financial problems can lead to high stress levels. The best strategy to decrease stress and regain control of your finances is going minimalist. Doing so doesn’t mean you will look like a scarce crow. On the contrary, learning how to be more a minimalist helps you to regain control of your finances, life and closet. It may help to reduce your stress with benefits for your weight and mental health. This post shares tips for a capsule wardrobe that still lets you enjoy being a woman, dress work appropriate and look effortlessly stylish. It also provides reasons why you save when you adopt a minimalist style.

Contents
  1. More is just more, not better
  2. Avoid impulse buys
  3. Being a minimalist is a mind change
  4. A capsule wardrobe takes the stress out of dressing
  5. Owning less stuff means that you are`automatically  better organized
  6. Elements of a capsule wardrobe
  7. Take home message

More is just more, not better

Just think about it. Do you really need 20 cheap T-shirts for $10 each or won’t it be enough to have one in black, one in white and a graphic T-shirt of  good quality? The latter may cost $100 all together, while the former add up to $200. Cheap, low quality T-shirts have a short lifetime. You keep buying new ones. On the contrary, the three good quality ones last. In the end of their tenure in your closet, they were cheaper despite the up front higher investment for each of them.

Be honest! How many inexpensive T-shirts did you toss or turn into cleaning supplies because they lost shape after the first wash, got longer or wider with every wash? Been there, done that. In other words, go for quality, not quantity.

Avoid impulse buys

In times of financial hardships like those caused, for instance by layoffs or furloughs due to the pandemic, cutting back and creating a budget is a natural Do for everyone. Just in case that you get furloughed or laid off. For us over 50 it may even mean to be forced to retire early. To stay on budget requires to avoid impulse buys successfully. In times, where you have a bit more than you need, a couple of impulse buy of a $20 T-shirt seems not to be a big deal. However, it adds up! It’s a big issue when you are on a budget and/or want to increase your retirement contributions or savings.

post banner how to be more minimalist showing a capsule wardrobe

Thus, make it a rule that before you hand over your credit card to the cashier to ask yourself the following questions:

  1. Do I have already an item with a similar function like this one?
  2. Is the quality of the piece worth its money?
  3. Can I make more than three new outfits with this piece?

Being more minimalist means that you only buy when your answers to the first, second and third questions are no, yes and yes, in that order. Otherwise you are just ending up with a closet full of clothes where you even loose oversight of what you own. You can’t find anything and have nothing to wear.

Being a minimalist is a mind change

Becoming more a minimalist is a lifestyle change. It benefits your wallet, your style and health. Dressing in the morning is less stressful when your closet only contains high quality pieces that you love and that hang well separated. You see what it’s there. No stressful searching for clothes. All items are on display and not squeezed between each other and hence are overlooked or even forgotten.

A capsule wardrobe takes the stress out of dressing

Our closet can reflect the state of our mind. Too many clothes in all colors of the rainbow and various styles lead to more stress. Literally. Nothing works together. On the contrary, a capsule wardrobe consists of your color palette’s neutrals and some of its fashion colors. Thus, all bottoms go easily with all tops and outerwear. Furthermore, when you focus on your primary and secondary personal style all items go well together.

Owning less stuff means that you are`automatically better organized

A capsule wardrobe means you spend no money on pieces you hardly wear. Embracing the concept of a capsule wardrobe requires making good decisions about what and why you buy. You have to think about what you want from an item. This concept is much easier to implement than an abstract idea of “I need to save money.”

Going for a capsule wardrobe can keep you out of the sales trap

Did you know that many clothing items are produced for sales? They were never intended to be sold for their so-called full price. They are inexpensive, because they are literally cheap. Ironically, this fact what makes them too expensive. Thus, learning how to be more a minimalist helps you save money and staying on budget.

over 50 years old woman in green stripe midi dress

style influencer in sun protective midi dress and sunnies

fashion blogger in summer dress, pantyhose, sandals, sunglasses
LOTD details: Very Fine Dance Shoes sandals, Hipstik pantyhose (lasts longer than cheap ones), Dooney and Brouke snake print top handle bag, Rebecca Collins necklace, Hermes collier de chien bangle (all own), dress c/o Coolibar and sunglasses c/o Eagle Eyes

How to create a minimalism wardrobe that works

Instead of spending money on cheap, fast fashion, go for high quality pieces. Splurge on accessories that will be part of your wardrobe for years to come. Get comfortable with the idea that spending more money up front on an item that will last may be cheaper in the long run than many cheap items. Furthermore, a well made dress, blouse, skirt, you name it, in a good quality fabric always looks more stylish than a piece from cheap fabric that looks like being sewn by a six year old. Worse, it may be even true.

Elements of a capsule wardrobe

Here is a list to start with:

  • A winter coat
  • A raincoat
  • A lightweight jacket/parka
  • A pair of summer and winter dress pants; more of them when your office dress code is pants or you love wearing pants
  • A summer and winter straight skirt in a neutral and fashion color each, one or two printed summer skirts, and one or two pattern winter skirts (herring bone, hounds tooth, glen check are great evergreens to invest in)
  • A LBD
  • A summer and winter sheath
  • A shirt dress
  • A weekend dress
  • Two or three cardigans that go with everything
  • In cold climate regions three to five cashmere, merino or wool sweaters
  • In warm climate one or two and a sweater vest
  • A pair of straight or boot-cut jeans in a dark was depending on what’s best for your body shape
  • Slacks or chinos when you are an engineer
  • A button down shirts in white and other neutrals of your color palette
  • Two or three blouses in your fashion colors
  • A black, white and a graphic T-shirt
  • Two or three shirts or blouses in a print or pattern. Gingham, plaid, floral, polka dots and stripes are eternal classic patterns that never go out of style unless you go for extreme fashion colors.
  •  A pair of leather boots. In cold and/or humid climate regions, make that two so they can dry between uses.
  • A pair of nude, white, black dress pumps pair in a fashion color.
  • Strappy sandals
  • Depending on your work dress code two summer and three winter blazers if required.

Five shirts and two pair of pants give you already ten different looks assumed you wear the same pair of shoes. Adding two skirts means 20 different outfits. Adding a sheath means you now have 25 outfits. Adding a cardigan you can already make 50 different looks. When you wear the cardigan as a top with your pants, skirts and sheath you have 55 different looks. Now add a second pair of shoes and you are at 110 different outfits.

one dress and bag tow different looks

When you accessorize with scarves, belts or jewelry, you end up with many variations of the looks. See my guide on how to up your style with scarves as well as my guide on how to accessorize with belts. See the next photo as an example how the same dress makes a different look by just changing the accessories, bag and shoes. Not yet convinced? Then take a look at my post on 15 looks with a pink jacket or my post showing how to recycle a favorite skirt in 46 looks.

Take home message

Learning how to be more a minimalist can make your life easier. Despite being more minimalist you can be well dressed (better quality) and look effortlessly stylish. Being more minimalist means having less stress getting dressed because your closet is better organized and you see what you have. It also saves money and you contribute to reducing waste from fashion.

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Photos of me: G. Kramm

© 2013-2020 Nicole Mölders | All rights reserved

This Post Has 5 Comments

  1. I couldn’t agree with this more and I feel as I’ve gotten older I just don’t want ALL the stuff in my closet anymore. I love my basic pieces and then I’ll buy a few ‘trendy’ pieces each year (and sometimes I get 2-3 years out of them!). Love the color of this striped dress and your hair is cute up like that!

    Carrie

  2. Lucy Bertoldi

    Ooh I love this…and it certainly requires a mind change!! Great tips as usual- and the perfect wardrobe list!! x

  3. shelbeeontheedge1

    Oh I wish I could be more minimalist but I like clothes too much. I am finally accepting that I will never be a minimalist when it comes to my wardrobe. But I am focusing on more environmentally aware ways of shopping…reselling and buying second hand items. I love this mint dress on you and that bag is absolutely gorgeous!

    Shelbee

  4. Jonathan Caswell

    TO BE HONEST—THAT’S QUITE A LIST! (MORE THAN I WAS EXPECTING!)

  5. Kembhave

    Well written. In sync with everything you wrote.
    1. Your list is for a western woman wearing western clothes.
    2. The list doesn’t include your wedding dress (you will chuck it?)
    3. Clothes for special occasions? Weddings, funerals, shorts, summer tops, etc.?
    4. Are you a minimalist? If you are not, it is only theorical knowledge and not coming from experience whether that many clothes will suffice… From the shoes and bags you use, you don’t seem to be a minimalist….
    5. Buying from second hand stores, one can buy better quality at lesser cost. You will be doing the environment a lot of good too. Imagine spending 100$ for 3 T shirts!

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